Clydesdale Bank has lifted residential and landlord fixed-rate home loans by up to 30 basis points, while West One Loans has cut buy-to-let prices by up to 15 basis points.

The high street bank’s changes include:

Core residential — including product transfer

• 95% loan-to-value five-year fee-saver fixes rise by 30bps to 5.54%
• 95% LTV two-year fee-saver fixes rise by 20bps to 5.78%

BTL — including product transfer)

• 60% to 75% LTV two-year fixes rise by 10bps

Professional products

• Newly qualified professional 95% LTV five-year fixes rise by 30bps to 5.59%

Meanwhile, West One Loans has cut all two and five-year fixed rates in its core range landlord range by up to 15 basis points.

The specialist lender’s core two and five-year fixes now start from 2.49% and 4.44%, respectively.

While its limited edition two-year fixes are available from 3.68% and their five-year equivalents from 4.23%.

West One Loans buy-to-let managing director Andrew Ferguson says: “Swap rates have been relatively stable of late, which has given us the platform to sharpen up our range, something we always aim to do at the earliest opportunity.”